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ML/TF/PF Risk by Industry

We’ve developed a suite of money laundering, terrorism and proliferation financing risk and control modules for over twenty different industry sectors across Financial Services, Gaming Operators, Gatekeeper Professions and High-Value Goods Dealers.

These risk and control modules contain comprehensive risk models for enterprise-wide ML/TF/PF risk; channel risk and product and services risk, with hundreds of different risk indicators and are supported by a comprehensive controls library containing suggested control tests, enabling you to assess the design and operational effectiveness of your control framework.

Overview

Regulated businesses are required to conduct, enterprise-wide money laundering, terrorism and proliferation financing risk assessments to identify, assess, mitigate and manage the risks of their products and services, customers, delivery channels, transactions and geographic exposures being misused for illicit purposes. These ML/TF/PF risk assessments form the foundation of an effective compliance framework, enabling firms to allocate resources proportionately to higher-risk areas and implement targeted controls.

Incorporating industry-specific content, tailored risk indicators and controls is essential because regulated businesses vary significantly in structure, exposure and complexity.  Our industry specific ML/TF/PF risk and control modules can be used out-of-the-box or as a launchpad from which to further tailor these to suit your specific circumstances, leading to more accurate financial crime risk and control assessments.

Financial Services

Arctic Intelligence has developed multiple ML/TF/PF risk and control modules for different types of financial services businesses, including: Asset Managers, Investment Managers, Fund Managers, Wealth Managers, Hedge Funds, Retail Banks, Corporate and Institutional Banks, Private Banks, Building Societies, Credit Unions, Mutual Banks, Corporate Finance, Venture Capital and Private Equity, Financial Planners and Investment Advisors, FinTech’s, Insurance Companies, Leasing and Asset Financing, Money Remittance, Foreign Exchange Businesses, Emoney Service Providers, MSBs, Stockbrokers, Commodities Dealers, Superannuation Funds, Pension Funds and Virtual Asset Service Providers.

Each module contains four different risk models – an enterprise-wide ML/TF/PF risk model; a channel risk model, a product and services risk model and a country risk model, containing hundreds of different risk indicators and are supported by a comprehensive controls library containing suggested control tests, enabling financial services businesses to assess the design and operational effectiveness of their control frameworks.

Asset, Fund, Investment and Wealth Managers

Our ML/TF/PF Risk and Control Module for Asset, Investment, Fund and Wealth Managers and Hedge Funds combines risk models with tailored indicators across Environmental, Customer, Product and Services, Channel, Transaction and Country Risk, supported by proportionate preventive, detective and corrective controls and testing.

Retail, Corporate, Institutional and Private Banks

Our ML/TF/PF Risk and Control Module for Retail, Commercial, Institutional and Private Banks combines risk models with tailored indicators across Environmental, Customer, Product and Services, Channel, Transaction and Country Risk (240+ jurisdictions), supported by proportionate preventive, detective and corrective controls and testing.

Building Societies, Credit Unions and Mutual Banks

Our ML/TF/PF Risk and Control Module for Building Societies, Credit Unions and Mutual Banks combines risk models with tailored indicators across Environmental, Customer, Product and Services, Channel, Transaction and Country Risk (240+ jurisdictions), supported by proportionate preventive, detective and corrective controls and testing.

Corporate Finance, Venture Capital and Private Equity

Our ML/TF/PF Risk and Control Module for Corporate Finance, Venture Capital and Private Equity combines risk models with tailored indicators across Environmental, Customer, Product and Services, Channel, Transaction and Country Risk, supported by proportionate preventive, detective and corrective controls and testing.

Financial Planners and Advisers

Our Risk and Control Module for investment-focused mutual financial institutions combines risk models with tailored indicators across Environmental, Customer, Product and Services, Channel, Transaction and Country Risk, supported by proportionate controls and testing.

Financial Technology (FinTech) Companies

Our ML/TF/PF Risk and Control Module for FinTechs combines risk models with tailored indicators across Environmental, Customer, Product and Services, Channel, Transaction and Country Risk (240+ jurisdictions), supported by proportionate preventive, detective and corrective controls and testing.

Insurers and Underwriters

Our ML/TF/PF Risk and Control Module for Insurance Companies combines risk models with tailored indicators across Environmental, Customer, Product and Services, Channel, Transaction and Country Risk (240+ jurisdictions), supported by proportionate preventive, detective and corrective controls and testing.

Leasing and Asset Financing

Our ML/TF/PF Risk and Control Module for Leasing and Asset Financing Businesses combines risk models with tailored indicators across Environmental, Customer, Product and Services, Channel, Transaction and Country Risk (240+ jurisdictions), supported by proportionate preventive, detective and corrective controls and testing.

Money Remittance, FX and Payments

Our ML/TF/PF Risk and Control Module for payments, money services, foreign exchange and electronic money providers combines risk models with indicators across Environmental, Customer, Product and Services, Channel, Transaction and Country Risk, supported by proportionate preventive and corrective controls and testing.

Stockbrokers and Commodities Dealers

Our ML/TF/PF Risk and Control Module for Stockbrokers and Commodities Dealers combines risk models with tailored indicators across Environmental, Customer, Product and Services, Channel, Transaction and Country Risk (240+ jurisdictions), supported by proportionate preventive, detective and corrective controls and testing.

Superannuation and Pension Funds

Our ML/TF/PF Risk and Control Module for Superannuation and Pension Funds combines risk models with tailored indicators across Environmental, Customer, Product and Services, Channel, Transaction and Country Risk (240+ jurisdictions), supported by proportionate preventive, detective and corrective controls and testing.

Virtual Asset Service Providers (VASPs)

Our ML/TF/PF Risk and Control Module for Virtual Asset Service Providers combines risk models with tailored indicators across Environmental, Customer, Product and Services, Channel, Transaction and Country Risk (240+ jurisdictions), supported by proportionate preventive, detective and corrective controls and testing.

Gaming Operators

Arctic Intelligence has developed multiple ML/TF/PF risk and control modules for different types of Gaming Operators, including Casinos and Junket Tour Operators, Online Gaming and Sports Betting Operators, Bookmakers and Betting Agencies and Hotels, Pubs and Clubs which contain four different risk models – an enterprise-wide ML/TF/PF risk model; a channel risk model, a product and services risk model and a country risk model, containing hundreds of different risk indicators and are supported by a comprehensive controls library containing suggested control tests, enabling financial services businesses to assess the design and operational effectiveness of their control frameworks.

Casinos and Junket Tour Operators

Our ML/TF/PF Risk and Control Module for Casinos and Junket Tour Operators combines risk models with tailored indicators across Environmental, Customer, Industry Red Flag, Product and Services, Channel, Transaction and Country Risk (240+ jurisdictions), supported by proportionate preventive, detective and corrective controls and testing.

Online Gaming and Sports Betting

Our ML/TF/PF Risk and Control Module for Online Gaming and Sports Betting Operators combines risk models with tailored indicators across Environmental, Customer, Industry Red Flag, Product and Services, Channel, Transaction and Country Risk (240+ jurisdictions), supported by proportionate preventive, detective and corrective controls and testing.

Bookmakers and Betting Agencies

Our ML/TF/PF Risk and Control Module for Bookmakers and Betting Agencies combines risk models with tailored indicators across Environmental, Customer, Industry Red Flag, Product and Services, Channel, Transaction and Country Risk (240+ jurisdictions), supported by proportionate preventive, detective and corrective controls and testing.

Hotels, Pubs and Clubs

Our ML/TF/PF Risk and Control Module for Hotels, Pubs and Clubs combines risk models with tailored indicators across Environmental, Customer, Industry Red Flag, Product and Services, Channel, Transaction and Country Risk, supported by proportionate preventive, detective and corrective controls and testing.

High Value Goods Dealers

Arctic Intelligence has developed multiple ML/TF/PF risk and control modules for different types of High-Value Goods Dealers, including Dealers in Precious Metals and Stones and High-Value Goods Dealers, such as Art, Antique and Antiquities Dealers; Auction Houses; Cash-in-Transit (CIT) Service Providers; Jewellers, Luxury Watch and Timepiece Dealers; Motorised Vehicle Dealers; Other Luxury Good Providers; Pawnbrokers and Second-hand Dealers; Precious Metal and Stone Dealers; Private Vaulting Services; Rare Collectibles and Memorabilia Dealers and Safety Deposit Box Services.

We’ve built three different risk models – an enterprise-wide ML/TF/PF risk model, a product and services risk model and a country risk model, containing hundreds of different risk indicators and are supported by a comprehensive controls library containing suggested control tests, enabling financial services businesses to assess the design and operational effectiveness of their control frameworks.

Dealers in Precious Metals and Stones

Our ML/TF/PF Risk and Control Module for Dealers in Precious Metals and Stones combines risk models with tailored indicators across Environmental, Customer, Industry Red Flag, Product and Services, Channel, Transaction and Country Risk , supported by proportionate preventive, detective and corrective controls and testing.

High-Value Goods Dealers

Our ML/TF/PF Risk and Control Module for High-Value Goods Dealers combines risk models with tailored indicators across Environmental, Customer, Industry Red Flag, Product and Services, Channel, Transaction and Country Risk (240+ jurisdictions), supported by proportionate preventive, detective and corrective controls and testing.

Gatekeeper Professionals

Arctic Intelligence has developed multiple ML/TF/PF risk and control modules for different types of Gatekeeper Professionals, including Accounting Professionals, Legal Professionals, Real Estate Professionals and Trust and Company Service Providers, which contain three different risk models – an enterprise-wide ML/TF/PF risk model; a product and services risk model and a country risk model, containing hundreds of different risk indicators and are supported by a comprehensive controls library containing suggested control tests, enabling financial services businesses to assess the design and operational effectiveness of their control frameworks.

Accounting Professionals

Our ML/TF/PF Risk and Control Module for Accounting Professionals combines risk models with tailored indicators across Environmental, Customer, Industry Red Flag, Product and Services, Channel, Transaction and Country Risk (240+ jurisdictions), supported by proportionate preventive, detective and corrective controls and testing.

Lawyers & Other Legal Professionals

Our ML/TF/PF Risk and Control Module for Legal Professionals combines risk models with tailored indicators across Environmental, Customer, Industry Red Flag, Product and Services, Channel, Transaction and Country Risk (240+ jurisdictions), supported by proportionate preventive, detective and corrective controls and testing.

Real Estate Professionals

Our ML/TF/PF Risk and Control Module for Real Estate Professionals combines risk models with tailored indicators across Environmental, Customer, Industry Red Flag, Product and Services, Channel, Transaction and Country Risk (240+ jurisdictions), supported by proportionate preventive, detective and corrective controls and testing.

Trust and Company Service Providers

Our ML/TF/PF Risk and Control Module for Trust and Company Service Providers combines risk models with tailored indicators across Environmental, Customer, Industry Red Flag, Product and Services, Channel, Transaction and Country Risk , supported by proportionate preventive, detective and corrective controls and testing.

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