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7 tips for your next Independent Review of the AML/CTF Program

tips for aml ctf program review

An independent review of the anti-money laundering (AML) and counter-terrorism financing (CTF) program helps assess an organisation’s compliance process to ensure whether it is meeting its legal and regulatory requirements. An independent review can also be a great way of identifying any potential weaknesses to help organisations update their compliance protocols and reduce risks, before…

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Reviewing the UK’s AML/CTF regulatory and supervisory regime

UK regulatory system review

Global financial systems are under significant threat from money laundering and terrorist financing, with the United Nations estimating that the amount of money laundered worldwide annually is between 2% to 5% of global GDP, equating between USD$800 million and USD$2 trillion. However, given the illicit nature of money laundering it is virtually impossible to estimate…

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The three most common challenges compliance professionals face conducting their enterprise-wide financial crime risk assessments

Are you interested in digitising or automating your financial crime risk assessment? We speak to a lot of risk and compliance professionals who are responsible for conducting their enterprise-wide financial crime risk assessments. The three most common challenges we hear are: We have unpacked each of these three common challenges and explain how our solutions…

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The importance of conducting risk assessments to identify and evaluate potential money laundering and terrorism financing risks.

In an increasingly interconnected world, the fight against money laundering (ML) and terrorism financing (TF) has become a top priority for governments, regulatory bodies, and financial institutions. Conducting effective money laundering and terrorism risk assessments is a crucial step in identifying and evaluating potential risks associated with these illicit activities. By understanding the vulnerabilities and…

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Enhancing Risk Assessment Activities: A Strategic Approach for Competent Authorities

Effective risk management is not only good practice; it helps organisations to identify and mitigate risks that could negatively impact their business. But it also relies on supervision and oversight to be effective. The European Banking Authority (EBA) is an independent authority ensuring effective and consistent regulation and supervision across the European banking sector. One…

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Assessing the impact of money laundering and terrorism financing on your business: a guide

Money laundering and terrorism financing (ML/TF) have far-reaching consequences, posing significant risks to economies, businesses, and societies worldwide. Financial institutions, gaming organisations and other regulated industry sectors may experience various detrimental effects, including harmful media exposure, reputational damage, regulatory fines, and customer doubts regarding regulatory effectiveness, if their organisations are used by organised criminal networks…

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Australia needs to expand AML/CTF laws to lawyers, accountants, trust and company service providers and high-value goods dealers

On 20th April 2023, the Attorney General’s Department (AGD) issued its long-awaited consultation paper seeking comments on simplifying and modernising the AML/CTF Act; expanding the laws to new gatekeeper professions and other sectors, and other matters. Australia has a terrible track record of failure to prevent money laundering and tax evasion.  In 2015, the FATF…

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It’s time to close the money laundering loopholes in Australia’s real-estate sector

There is irrefutable evidence that organised criminal networks are widely using Australia’s real-estate sector to launder the proceeds of crimes. And in the Panama Papers leak of over 11.5 million documents found there were over 320,000 offshore entities established between 1977 and 2015, with over 1,700 officers (directors, shareholders and/or beneficiaries) and 1,400 addresses connected…

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